3 WAYS INSURANCE COMPANIES WILL TRY TO TRICK YOU
Regardless of how straightforward or commiserating your case may be, insurers are clear to respond with a lowball offer on your claim or even to deny it outright. Like all private businesses, they are too here to make profits. As Los Angeles leading personal injury law firm, we know all the ways insurance companies will try to trick you. Our skilled attorneys fight fearlessly to protect injured victims’ rights and deter these big firms from taking advantage of their innocence.
Here are top three tricks employed by claims adjusters and other insurance company personnel to minimize their exposure for your claim:
Trick #1 – Coax You To Give Recorded Statement
The number one trick insurers apply on plaintiffs is to take recorded statements from them. We advise our clients to abstain from speaking with the defendant’s insurance company, and even their own. Because anything victims say to an insurance adjuster can be used against them in their injury claim. In the event you are injured in an accident that was not your fault, remember you are under no obligation to discuss accident-related facts with any representative of the insurance company. The best course is to hire skilled personal injury lawyers and let them deal with the insurers on your behalf.
Trick #2 – Offer Initial Settlement To Sign A Release
As soon as you report a claim, insurance adjusters will reach out to you and pretend to be your friend. But they are least interested in being your friend. Their actual job is to save every single penny that the insurer is supposed to pay you. Avoid falling prey to such tactics. Insurance adjusters would appear sympathetic and want to settle your claim with an offer to pay your medical bills and an extra thousand dollars. Once you accept this initial offer, they make you sign some forms and use it later to give up your legal rights. Such release would relieve them from future liabilities for your injuries, which can have long-lasting, often significant financial effects. Thus, it is in the best interest of the claimant not to accept an initial settlement offer from insurers without first speaking to a competent personal injury attorney.
Trick #3 – You do not need a lawyer on your case
Insurers intend to profit from the lack of knowledge of the plaintiff to protect their interests. They know that they have a significantly better chance of getting you to accept a lowball offer without proper legal representation. Hence, the last thing an insurance company wants a plaintiff to do is hire a knowledgable and skilled lawyer.
Now that you know about the ways insurance companies will try to trick you after an accident. Remember the given tips next time you have to deal with an insurance agent.
Injured in an auto accident in Los Angeles? Retain our experienced personal injury attorneys at Yerushalmi Law Firm. We will not only deal with insurers’ lowball offers and unfair denials but ensure you receive fair and just compensation for your injuries. Discuss your case with our experts today, call to schedule a free consultation at (310) 777-7717